Can you spot a fraudster?

A test for everyone: phone and bank schemes, messengers, fake links, pressure and manufactured urgency.

Ten situations, each of them taken from real schemes. Choose what you would actually do.

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This is an educational test: it is not a diagnosis and does not certify professional qualifications.

A test for everyone: phone and bank schemes, messengers, fake links, pressure and manufactured urgency.

A number that looks like your bank's calls. They say money is being taken from your card right now and you must urgently confirm your identity. What do you do?
The caller asks you to read out the code from an SMS — «to cancel a suspicious transaction».
You are told to urgently move your money to a «safe account» before it is stolen.
A friend messages you: «I urgently need money, I'll explain later».
You receive a video message from a relative asking for money. The face and the voice are theirs.
You get a payment link — a delivery, a fine or a refund. The address looks right but has an extra word in it.
You are offered remote work: receive transfers to your card and hand the cash over for a percentage.
The caller rushes you, cites their position, hints at liability and asks you to tell no one until the conversation is over.
An investment platform shows rapid growth on your deposit and asks for another payment so you can withdraw the profit.
You have already transferred money to fraudsters. What do you do in the first minutes?