8 questions · 4 min

How protected is your older relative?

Phone and bank schemes, access to money, documents, property and the agreements inside the family.

Eight questions for adult children. Answer honestly: almost every family has two or three open items.

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This is an educational test: it is not a diagnosis and does not certify professional qualifications.

Phone and bank schemes, access to money, documents, property and the agreements inside the family.

Do they know that a bank or government employee never asks for an SMS code?
Is there an agreement that on any call about money they hang up and call you?
Are transfer limits set and transaction alerts enabled on their accounts?
Have you checked whether any loans have been taken out in their name?
Do they know they must not install applications at a caller's request?
Are there active powers of attorney over their property, and do you know about them?
Do they understand that urgency in a conversation is a sign of a scheme rather than a sign of importance?
Do they know what to do if the money has already been transferred?